Here is the last installment of the power point pdfs from our friends at the Federal Reserve of Richmond from last Monday's Forum. This is from Steve Sanderford who is a Senior Retail Lending Specialist at the Richmond Fed. The topic is the fallout, human and residential capital, from foreclosures in the Fifth Federal Reserve District. I believe I remember this gentleman saying the typical foreclosure costs in the range of $60,000.00 in Northern Virginia. Oh boy. http://www.funnyeconomist.com/Sanderford.pdf Look and learn.